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We know you need a no-nonsense business savings account so that you can save with ease. That’s why we offer Commerce Savings, a basic business savings account that’s the perfect complement to your Business Checking account.

For all details, account definitions, features and fees, please refer to our
Business Deposit Accounts Fee & Information Schedule and Deposit Account Agreement & Disclosure.


Account Details
Commerce Savings is a variable rate interest bearing business savings account.
$100 minimum deposit to open.

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Savings accounts are designed to help organizations set aside and save funds as needed. These accounts are not transaction accounts, therefore no more than 6 transfers or withdrawals of the following type are permitted during your monthly statement cycle:

  • Payments to third-parties such as checks, drafts, debit cards or similar transactions
  • Transfers by phone using our automated service or speaking with a banker on the phone
  • Transfers or payments through online, mobile and text banking (including Bill Pay and person-to-person payments)
  • Transfers to a checking account for Overdraft Protection
  • Pre-authorized transfers and withdrawals
  • Debit card purchases

There are no limits on transfers or withdrawals made in person at an ATM / ITM, Bank branch or on any type of deposit. If you regularly exceed 6 limited transactions during a statement cycle, BAC Community Bank may convert your savings or money market into a checking account or may close your account.

Additional Services Available with Online Cash Management Add-On
Add Online Cash Management to all related deposit accounts at $25 a month for additional online tools.
Only a few online features are available for savings accounts since they have transaction limitations. Full functionality is only available on checking accounts accessed through Online Cash Management.

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Other Available Services
Apply for these services regardless of which deposit account your business uses.

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All accounts are subject to approval. Restrictions and limitations may apply.  At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened. Customer may need to initiate use of some services by enrolling in or requesting the service.