There's no business quite like yours. So why should your Merchant Services be the same as everyone else's? To stay competitive, you need payment solutions that connect with customers in all the new ways they expect to pay. That's where BAC Community Bank comes in. With our strategic partner Worldpay, one of the top payment processors in the nation, we work with large and small businesses to provide the latest payment technology.
We'll help you:
Limit your fraud liability and preserve customer trust with an EMV and encryption-enabled payment terminal. Processing chip cards with an updated payment device can help protect your business by ensuring that your customers' payment cards are valid, while limiting your fraud chargeback liability and protecting sensitive card data.
Accept payment cards no matter what brand your customers use. You'll have access to all the major card networks including Visa®, MasterCard®, Discover®, and American Express®. You can also process fleet and commercial cards - including Level II and Level III data transmission.
Customers appreciate the simplicity and convenience of debit cards. Enable these purchases with dependable, secure debit card acceptance. With Worldpay, the largest processor of online PIN debit transactions*, you can take advantage of the expertise of a true payments leader.
*Source: The Nilson Report, March 2017
We give you a choice of devices, specifically suited to your needs and designed to optimize your business. You get the security, support, and versatility to accept payments, plus customizable, value-added applications that are just right for your business.
Accept payments anywhere, anytime, always. Convert your mobile device or tablet into a complete point-of-sale terminal. It’s perfect for businesses that want to process credit card transactions more securely, but do not have the budget for expensive hardware.
Choose from several electronic check processing options that provide real-time authorizations and fewer check-processing hassles. Electronic check services can help you reduce the risk of fraud and bad checks while reducing your check processing costs and increasing back-office efficiencies.
Increase sales, improve cash flow, and project your brand with our affordable gift card program. Our offering enables multiple transaction types, flexible program controls, and cardholder and merchant support features to ensure you get the most out of your gift card program.
Take the complexity out of payment security with our advanced security suite. Our cutting-edge security tools give you the confidence you need to safely accept payments and help reduce your fraud liability and breach vulnerability. Our extensive security suite includes:
Have you taken your business online or are you interested in doing so in the future? Now more than ever, there are more efficient ways for businesses to sell online. We offer a variety of eCommerce technology for businesses just like yours.
Manage your accounts 24-hours-a-day, seven-days-a-week with our secure, online reporting portal. It's a quick, secure, easy-to-use tool that can help you reconcile merchant accounts, respond to chargeback notices, research customer transactions, and more.
Offer convenience for customers and ensure you never miss a payment with recurring payments. Recurring payments lets cardholders authorize you to periodically bill their payment card for ongoing delivery of goods and services.
Support all EBT card forms - SNAP, Cash Benefit and WIC - using the same equipment and processing systems you use for credit and debit payments. Accepting EBT is convenient for you and your cardholders.
To learn more about our merchant services program, please contact us today.
Some Business transactions or services may have additional fees, please refer to the Business Deposit Accounts Fee & Information Schedule.