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Reduce your risk of check fraud with Positive Pay. With this valuable service, BAC electronically matches checks presented for payment with your submitted file of issued checks. All discrepancies are flagged for your consideration. Fraud costs businesses billions of dollars each year — stop it in its tracks with Positive Pay from BAC!



Positive Pay User Guide (v.8)      Positive Pay Summary (v.8)        Positive Pay User Guide (v.7)

  • Reduce check fraud against your business
  • Transactions thoroughly checked against a supplied record of issued checks
  • Questionable checks flagged for your review before funds leave your account
  • Automatically receive alerts about suspicious activity
  • Timely check return


Some Business transactions or services may have additional fees, please refer to the Business Deposit Accounts Fee & Information Schedule.