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Introducing Smart ALAC™.

Want to work directly with your personal banker?
Click here to Log In or Register

What is Smart ALAC? ALAC stands for All Access Connection, which should come as no surprise from a bank whose name stands for: banking. always connected.

Smart ALAC combines all-access connection in one super-smart and secure AI-powered app that makes messaging a BAC banker as easy as messaging a friend – anywhere, any time.

Download our new app and choose your own private banker! Use the links below to get started.

Get iPhone app   Get Android app

Use Smart ALAC for a chance to win a new iPad Pro. See details below.

Download and use the Smart ALAC app for at least one conversation with your personal BAC banker between August 1, 2022 - December 31, 2022 for a chance to win a new iPad Pro. The winning BAC Community Bank customer will be notified via Smart ALAC following the drawing on January 6, 2023.

Monthly $100 drawing. See details below.

Each month between September 1,2022 and December 31, 2023 each time that you log in and use the Smart ALAC app for a conversation with your banker, you will be entered into a drawing for $100 cash. Winning BAC Community Bank customers will be notified via Smart ALAC by the 5th business day of the following month.

 

 

Prizes over $10 in value will be reported on a 1099-INT or 1099-MISC form. Consult your tax advisor for more details. Odds of winning will vary depending on the number of eligible entries.

 

 

Welcome to the latest in a long history of tech-savvy BAC banking products.

Smart ALAC connects customers with a real BAC employee who will be their dedicated personal banker. Customers can review banker profiles and select the individual with whom they prefer to work. The chosen banker will be available to assist our customer with their banking needs, answer questions, provide helpful information and provide them with friendly, one-to-one service wherever they are.

This highly functional app is more than a communication tool. It also has unexpected features to make banking with BAC Community Bank even easier and more enjoyable.


Video Chat

Video Conference / Video Chat

Use the Smart ALAC app to have a face-to-face meeting with your personal banker without the need to meet in-person.


Document Sharing

Document Sharing

Save time by sending files securely through the Smart ALAC app anytime.
Send files after hours, and they will be ready for your banker to review when they return to work.

To get started, download and launch the Smart ALAC app on your device. Choose the "Sign Up" option on the welcome screen to create your username and password. Next, select your personal banker and start getting the personal service you deserve.

Smart ALAC by BAC

    Get iPhone app   Get Android app

*Message and data rates may apply based on your plan with your mobile carrier.

 

Smart ALAC™ - Mobile Application and Service Terms of Use

 

Frequently Asked Questions

 

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What is Smart ALAC?

Smart ALAC is the BAC bank branch you carry in your pocket. Smart ALAC combines all-access connection in one super-smart and secure AI-powered app that makes messaging a BAC banker as easy as messaging a friend – anywhere, any time. Smart ALAC connects customers with a real BAC employee who will be their dedicated personal banker. Customers can review banker profiles and select the individual with whom they prefer to work. Your banker will be available during business hours to assist you with your banking needs, answer questions, provide helpful information and provide friendly, one-to-one service wherever you are. Smart ALAC is the perfect companion to our mobile banking app. If you need to check your balance or deposit a check, our mobile banking app is great for that. To connect with a banker about your financial goals and banking needs, tap into Smart ALAC.

How do I find Smart ALAC?

Use our official links to the Apple® App Store and Google Play™ store shown above or search your app store for "Smart ALAC by BAC". Remember, Smart ALAC is a mobile app and is only available on mobile devices like cell phones and tablets.

How do I log into Smart ALAC?

Nothing to it! The first time you access the app, just tap "Sign Up", enter your name, email address, create a password, and you’re good to go.

What do I use Smart ALAC for?

Ask Smart ALAC anything! It’s "wicked smaht" and robust, too. Any time you have a question, Smart ALAC gives you a quick path to answers. The chatbot fields the easy questions. For more involved conversations, you can loop in your personal banker. You get your answers. We get to deliver the support you need.

Please Note: While there are some requests we can’t fulfill on the app right now, we’re all ears about any ideas you have to enhance its functionality.

How do I choose my banker?

Upon signing in, you’ll be able to review banker profiles and select the individual with whom you prefer to work. Your chosen dedicated banker will provide you friendly one-to-one service wherever you are.

Can I get to Smart ALAC from my online banking?

Smart ALAC is a mobile app, so you’ll be able to install and use it on almost any Apple or Android mobile device. If you need to reach us from a computer or a device without the app, you can reach a banker through the chat icon on our website.

Does Smart ALAC replace my current mobile banking app?

Smart ALAC is the perfect companion to our mobile banking app. If you need to check your balance or deposit a check, our mobile banking app is great for that. To connect with your banker about your financial goals or immediate needs, tap into Smart ALAC.

How do I use Smart ALAC?

Once you download the app, just tap the "Sign Up" tab to enter your name, email address, and create a password. That's it, you’re good to go. The first few screens will tell you a little about Smart ALAC and our Terms & Conditions. When you’re ready, choose your dedicated Smart ALAC Banker and when and how you want to engage. Send your personal banker a quick message to introduce yourself. They’ll be so happy to hear from you. Remember, your banker will get back to you during business hours.

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