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Our free Teen Checking account is for young adults between the ages of 14-17 (with joint owner 18 or over).

This account is a great way to make electronic purchases, get paid more quickly than with a paper paycheck and learn about money management.

A personal checking account that does not earn interest.6

  • For accountholders between 14-17 years old (Requires an adult age 18 or older as joint owner.)
  • No recurring monthly service charge (At age 18, account converts to a free Select Checking or accountholder may choose any other account type available.)
  • No minimum balance required
  • Unlimited check writing
  • Free account management tools:
  • $25 minimum deposit to open

Want to Add a Savings Account?

We also offer a Minor Savings account that can be linked to the Teen Checking.

Savings Calculator

Whether it's a down payment on a car, college plans, or a phone...a savings plan can help you reach your goal. Use our Savings Goal Calculator to explore ways to save for things that are important to you.

Other Financial Calculators

Use our other Financial Calculators to better understand how loans work, how our reward checking accounts work, and more! 

For more information:

All accounts subject to approval. Restrictions and limitations may apply.

Information is accurate as of November 1, 2023.

There are no recurring monthly service charges or fees to open or close this account.

Other fees related to overdrawn account, non-sufficient funds, etc. may apply. See our Personal Deposit Accounts Fees & Information Schedule for fees that may apply to this account. Contact a BAC service representative for additional information, details, and restrictions.


 Footnotes Specific to Teen Checking at BAC Community Bank

4Service included at no charge. Customer may need to initiate use of the service by enrolling in or requesting the service.

6At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened.