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Teen Checking

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Our free Teen Checking account is for young adults between the ages of 14-17. This account is the perfect tool to learn money management first-hand. It is also a vehicle for receiving payroll direct deposit and making electronic purchases.

  • For accountholders between 14-17 years old (Requires an adult age 18 or older as joint owner.)
  • No recurring monthly service charge (At age 18, account converts to a free Select Checking or accountholder may choose any other account type available.)
  • No minimum balance required
  • Unlimited check writing
  • Free account management tools provided with this account:
  • Account does not earn interest
  • $25 minimum deposit to open


81% of parents feel it's their responsibility to teach their kids about money. Yet 74% are reluctant to talk to their kids about finances.

Why? They need help. And BAC Community Bank can provide it for FREE!*

Whether children are in the home or in a classroom, they can travel to MoneyIsland™, learn how to save, spend, share, and invest wisely to save Stone Broke.


While this tool is of benefit to owners of Minor Accounts at BAC Community Bank, it is a resource that is freely available to the public -- no account relationship required.

*Message and data rates may apply based on your plan with your mobile carrier.

Savings Calculator

Whether it's a down payment, college, or the latest gadget...a savings plan can help you reach your goal. Use our Savings Goal Calculator to experiment based on length of time and amount per month.

Other Financial Calculators

Use our other Financial Calculators to better understand how loans work, how our reward checkings account work, how some business accounts work, and more! 

For more information:

All accounts subject to approval. Restrictions and limitations may apply.

There are no recurring monthly service charges or fees to open or close this account.

Other fees related to overdrawn account, non-sufficient funds, etc. may apply. See our Personal Deposit Accounts Fees & Information Schedule for fees that may apply to this account. Contact a BAC service representative for additional information, details, and restrictions.