For all details, account definitions, features and fees, please refer to our
Business Deposit Accounts Fee & Information Schedule and Deposit Account Agreement & Disclosure.
Account Details
Commerce Money Market is a variable rate business account that provides easy access to your funds through limited check writing.
$2,500 minimum deposit to open.
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20 Deposited Items
per monthly statement cycle
(25 cents ea. additional item)
Any combination of deposited items and deposits (except mobile deposits which are charged separately at 60 cents ea.)
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Earns Interest
A variable rate of interest is paid on the available balance of this account.
Minimum balance may apply.
Contact us for current rate
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Monthly Service Charge
$15 monthly service charge
(this charge is waived when an average monthly balance of $2,500 is maintained)
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Checkbook Accessible
A combined limit of 6 transfers or withdrawals applies per monthly statement cycle
($15 ea. additional debit)
See Transaction Limitations
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Smart ALAC™
No Monthly Fee
Choose your own personal banker
Ask banking questions anytime
Securely share documents
Video chat with your local banker
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Online Banking
No Monthly Fee
View account activity online.
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TRANSACTION LIMITATIONS
Money market accounts are designed to help organizations set aside and save funds as needed. These accounts are not transaction accounts, therefore no more than 6 transfers or withdrawals of the following type are permitted during your monthly statement cycle:
- Payments to third-parties such as checks, drafts, debit cards or similar transactions
- Transfers by phone using our automated service or speaking with a banker on the phone
- Transfers or payments through online, mobile and text banking (including Bill Pay and person-to-person payments)
- Transfers to a checking account for Overdraft Protection
- Pre-authorized transfers and withdrawals
- Debit card purchases
There are no limits on transfers or withdrawals made in person at an ATM / ITM, Bank branch or on any type of deposit. If you regularly exceed 6 limited transactions during a statement cycle, BAC Community Bank may convert your savings or money market into a checking account or may close your account.
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Additional Services Available with Online Cash Management Add-On
Add Online Cash Management to all related deposit accounts at $25 a month for additional online tools.
Only a few online features are available for money market accounts since they have transaction limitations. Full functionality is only available on checking accounts accessed through Online Cash Management.
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Online Cash Management
$25 Monthly Fee
Manage Users
Paperless Statements
Download & Export
to Excel, Quick Books, etc.
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Business Mobile Banking
No Monthly Fee
Access Cash Management
Biometric Log-In
Account Alerts
Mobile Deposit (60 cents ea.)
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Account Alerts
No Monthly Fee
Manage Account Alerts
to be delivered how and
when you want.
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Other Available Services
Apply for these services regardless of which deposit account your business uses.
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Merchant Card Services by Clover
Available
Accept Visa®, Mastercard®, Apple Pay®, Google Pay™, Samsung Pay®, and other payments.
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Business Credit Card
Available
Apply for a Business card to better manage purchases, even assign to employees as needed.
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Business Loans
Available
Explore our variety of business solutions, talk with a local business banking professional, and apply for a loan to meet your needs.
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All accounts are subject to approval. Restrictions and limitations may apply. At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened. Customer may need to initiate use of some services by enrolling in or requesting the service.
