Certificates of Deposit (CDs)

COMPARE ACCOUNTS

Investments are inherently risky — except for CDs. We offer risk-free CDs at competitive fixed rates and flexible terms. It's only a $2,500 minimum deposit to open. Invest in your future today!3,7,11

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  • Risk-free investment option
  • Guaranteed returns
  • Competitive fixed interest rates12
  • Flexible terms from 1 - 60  months7
  • Automatic renewal at maturity7
  • Penalty for early withdrawal may apply7
  • $2,500 minimum opening deposit
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All accounts subject to approval. Restrictions and limitations may apply.

Information is accurate as of February 8, 2023.

Footnotes for Commerce Certificates of Deposit at BAC Community Bank

 3At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened.


7Certificates of Deposit are term accounts subject to early withdrawal penalties. Please refer to Business Deposit Accounts Fee & Information Schedule and the Truth In Savings Disclosure for details.


11Minimum balance may apply. Please contact us or visit your local branch for current rate information. At our discretion, the bank may change variable interest rates and annual percentage yields (APY). The current interest rate, APY, balance and tier requirements associated with our accounts are documented in our Deposit Rate Schedule.

12The Certificate of Deposit interest rate and annual percentage yield (APY) is fixed for the term of your account. Minimum balance may apply. Please contact us or visit your local branch for current rate information. 

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