Skip to content

Compare Accounts  

Our variable rate Select Savings is designed for moderately-sized balances and pays a competitive interest rate.5,6,8,10
Free services — like Online Banking and Mobile Banking — make it easy to manage your account, even when the bank is closed.4



Calculate Savings

  • Savings with competitive interest10
  • Meet any one of the qualifications below to waive this account's $3 monthly service charge:
    • Maintain a minimum balance in this account of $400, or
    • Be enrolled in and agree to receive paperless statements
  • First 3 withdrawals per statement cycle - No Charge
    • Additional withdrawals - $2 fee per debit
  • Free account management services include:
  • $100 minimum deposit to open

BAC Community Bank limits certain types of withdrawals and transfers from Savings accounts.5


For more information:


All accounts subject to approval. Restrictions and limitations may apply.

Information is accurate as of February 7, 2023.

Footnotes Specific to Select Savings at BAC Community Bank

4Service included at no charge. Customer may need to initiate use of the service by enrolling in or requesting the service.

5No more than 6 transfers or withdrawals of the following type are permitted during your monthly statement cycle:

  • Payments to third-parties such as checks, drafts, debit cards or similar transactions
  • Transfers by phone using our automated service or speaking with a banker on the phone
  • Transfers or payments through online, mobile and text banking (including Bill Pay and person to person payments)
  • Transfers to a checking account for Overdraft Protection
  • Pre-authorized transfers and withdrawals
  • Debit card purchases

  There are no limits on transfers or withdrawals made in person at an ATM, Bank branch or on any type of deposit. If you regularly exceed 6 limited transactions during a statement cycle, BAC Community Bank may convert your savings or money market into a checking account or may close your account.


6At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened.

8Select Savings accounts closed within the first 90 days will be assessed a $10 early closure fee.

10Minimum balance may apply. Please contact us or visit your local branch for current rate information. At our discretion, the bank may change variable interest rates and annual percentage yields (APY). The current interest rate, APY, balance and tier requirements associated with our accounts are documented in our Deposit Rate Schedule.