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Commerce Savings Commerce
Money Market
Certificate of
Deposit (CD)
Overview This no-nonsense business savings account offers your organization the opportunity to save with ease.
Designed for businesses that maintain higher balances, this account combines liquidity and competitive rates. If your business has excess operating balances to set aside for purchases, payments or seasonal needs, a time deposit may be the perfect fit.
Interest Variable rate Variable rate Fixed rate during
term of account
Deposited Item1,3 First 20 per month
No charge
First 20 per month
No charge
N/A

Additional Items during
Statement Cycle

25¢ each 25¢ each N/A

Cash Deposits 
without Charge

$5,000
or less per deposit
$5,000 
or less per deposit
N/A
Additional
Cash Deposits
15¢ per $100 15¢ per $100 N/A
Excess Activty Fee1,2 $15 per debit $15 per debit N/A
Monthly Service Charge $5 $15 N/A

Average Monthly Balance to 
waive Monthly Service
Charge

$500 $2,500 N/A

Commerce Savings

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Commerce Money Market

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Certificate of Deposit (CD)

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For details, click the "Learn More" link.

 

Information accurate as of March 1, 2018.

The words "month" and "monthly" are used throughout this document to refer to an account statement cycle.

For information on interest calculations and payments or additional terms, please refer to account disclosures linked above.

1No more than 6 transfers or withdrawals of the following type are permitted during your monthly statement cycle:

•Payments to third parties by check, draft, debit card or other similar transactions
•Transfers by telephone using our automated telephone system or speaking with a bank employee on the telephone
•Transfers of payments through online, mobile and text banking (including Bill Payment)
•Pre-authorized or automatic transfers and withdrawals
•Debit card purchases

There are no limits on transfers or withdrawals made in person at an ATM, Bank branch or on any types of deposits.

If excess activity occurs on more than an occasional basis, the Bank may be required to convert the account to a checking account or close the account.

2Deposited item refers to any combination of deposits (except mobile) and deposited items (transit only), including paper and electronic.

3Excess transaction fees still apply.

Commerce Savings

Overview

This no-nonsense business savings account offers your organization the opportunity to save with ease.

Interest

Variable rate

Deposited Item1,3

First 20 per month
No charge

Additional Items during Statement Cycle

25¢ each

Cash Deposits without Charge

$5,000 or less per deposit

Additional Cash Deposits

15¢ per $100

Excess Activty Fee1,2

$15 per debit

Monthly Service Charge

$5

Average Monthly Balance to Waive Monthly Service Charge

$500
Commerce Money Market

Overview

Designed for businesses that maintain higher balances, this account combines liquidity and competitive rates.

Interest

Variable rate

Deposited Item1,3

First 20 per month
No charge

Additional Items during Statement Cycle

25¢ each

Cash Deposits without Charge

$5,000 or less per deposit

Additional Cash Deposits

15¢ per $100

Excess Activty Fee1,2

$15 per debit

Monthly Service Charge

$15

Average Monthly Balance to Waive Monthly Service Charge

$2,500
Certificate of Deposit (CD)

Overview

If your business has excess operating balances to set aside for purchases, payments or seasonal needs, a time deposit may be the perfect fit.

Interest

Fixed rate during term of account

Deposited Item1,3

N/A

Additional Items during Statement Cycle

N/A

Cash Deposits without Charge

N/A

Additional Cash Deposits

N/A

Excess Activty Fee1,2

N/A

Monthly Service Charge

N/A

Average Monthly Balance to Waive Monthly Service Charge

N/A
For details, click the "Learn More" link.

 

Information accurate as of March 1, 2018.

The words "month" and "monthly" are used throughout this document to refer to an account statement cycle.

For information on interest calculations and payments or additional terms, please refer to account disclosures linked above.

1No more than 6 transfers or withdrawals of the following type are permitted during your monthly statement cycle:

•Payments to third parties by check, draft, debit card or other similar transactions
•Transfers by telephone using our automated telephone system or speaking with a bank employee on the telephone
•Transfers of payments through online, mobile and text banking (including Bill Payment)
•Pre-authorized or automatic transfers and withdrawals
•Debit card purchases

There are no limits on transfers or withdrawals made in person at an ATM, Bank branch or on any types of deposits.

If excess activity occurs on more than an occasional basis, the Bank may be required to convert the account to a checking account or close the account.

2Deposited item refers to any combination of deposits (except mobile) and deposited items (transit only), including paper and electronic.

3Excess transaction fees still apply.

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