COMPARE ACCOUNTS Checking Calculator
For all details, account definitions, features and fees, please refer to our
Business Deposit Accounts Fee & Information Schedule and Deposit Account Agreement & Disclosure.
Account Features
Commerce 500 is a higher-volume non-interest bearing business checking account.
$100 minimum deposit to open.
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500 Transactions For this account, a Transaction is any combination of deposited items, paid items, and deposits (except mobile deposits which are charged separately at 60 cents ea.) |
$10,000 Cash Deposit |
Monthly Service Charge |
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Smart ALAC™
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Business Debit Mastercard®
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Online Banking |
Additional Services Available with Online Cash Management Add-On
Many of these tools are part of Online Cash Management without additional charges, whereas a few have usage or service fees as detailed below.
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Online Cash Management Also includes: |
Business Mobile Banking
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Online Bill Pay
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Account Alerts
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ACH Origination
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Domestic Wire Transfers
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In-Office Deposit
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Positive Pay *When enrolled in Online Cash Management. |
Other Available Services
Apply for these services regardless of which checking account your business uses.
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Merchant Card Services by Clover |
Business Credit Card |
ZRent / ZDeposit (ZRent and ZDeposit are free for all users when deposits are made through BAC Community Bank, a ZSuite partner bank.)
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Business Loans |
All accounts are subject to approval. Restrictions and limitations may apply. At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened. Customer may need to initiate use of some services by enrolling in or requesting the service. Any business checking account with over 500 transactions posted per monthly statement cycle or routine uncollected funds, may be reviewed and converted to a Commerce Analyzed Checking account. If the Bank converts your account you will be notified in advance.
Cannabis Related Businesses, Money Service Businesses, Non-Bank Financial Institutions, and Private ATM Service Providers are only eligible for Commerce Analyzed Checking accounts.
