Back to Previous Page

Checking Calculator

Commerce 100 Commerce 200 Commerce 200
with Interest
Commerce 500 Commerce 500
with Interest
 Commerce Analyzed Checking Commerce Analyzed Checking
with Interest
Overview Ideal for a business that makes few deposits and writes minimal checks in each statement cycle. Designed for businesses with occasional deposits and moderate check writing. A great interest-earning account for a sole proprietor or non-profit organization with moderate transaction activity. Developed to meet the needs of medium sized businesses with a higher volume of deposits and checks. Medium sized sole proprietors or non-profit organizations enjoy the features of Commerce 500 and earn interest. This account suits the needs of large sized businesses with high transaction volume. Provides large sized sole proprietors or non-profit organizations the benefits of analyzed checking, but pays interest instead of earnings credits.

Earns Interest

No No Yes
(See current rate sheet. Minimum balance may apply.)
No Yes 
(See current rate sheet. Minimum balance may apply.)
No Yes 
(See current rate sheet. Minimum balance may apply.)
Account Transactions without Charge*
  • 100 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each
  • 200 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each
  • 200 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each
  • 500 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each
  • 500 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each
Cash Deposits Without Charge
  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100
  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100
  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100
  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100
  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100
Monthly Service Charge $10 $25 $30 $35 $40 $20 $20
Average Monthly Balance to Waive Monthly Service Charge $2,500

$25,000

$30,000

$35,000

$40,000

Commerce 100

Learn More

Commerce 200

Learn More

Commerce 200
with Interest

Learn More

Commerce 500

Learn More

Commerce 500
with Interest

Learn More

Commerce Analyzed Checking

Learn More

Commerce Analyzed Checking
with Interest

Learn More

For details, click the "Learn More" link.

 

Information accurate as of March 1, 2018.

The words "month" and "monthly" are used throughout this document to refer to an account statement cycle.

For information on interest calculations and payments or additional terms, please refer to account disclosures linked above.

*Transaction refers to any combination of deposits (except mobile), deposited items (transit only), paid items -- including paper and electronic. Any business checking account with over 500 transactions posted per monthly statement cycle or routine uncollected funds, may be reviewed and converted to a Commerce Analyzed Checking account. If the Bank converts your account you will be notified in advance.

Commerce 100

Overview

Ideal for a business that makes few deposits and writes minimal checks in each statement cycle.

Earn Interest

No

Account Transactions without Charge*

  • 100 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each

Cash Deposits Without Charge

  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100

Monthly Service Charge

$10

Average Monthly Balance to Waive Monthly Service Charge

$2,500
Commerce 200

Overview

Designed for businesses with occasional deposits and moderate check writing.

Earn Interest

No

Account Transactions without Charge*

  • 200 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each

Cash Deposits Without Charge

  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100

Monthly Service Charge

$25

Average Monthly Balance to Waive Monthly Service Charge

$25,000
Commerce 200 with Interest

Overview

A great interest-earning account for a sole proprietor or non-profit organization with moderate transaction activity.

Earn Interest

Yes (See current rate sheet. Minimum balance may apply.)

Account Transactions without Charge*

  • 200 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each

Cash Deposits Without Charge

  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100

Monthly Service Charge

$30

Average Monthly Balance to Waive Monthly Service Charge

$30,000
Commerce 500

Overview

Developed to meet the needs of medium sized businesses with a higher volume of deposits and checks.

Earn Interest

No

Account Transactions without Charge*

  • 500 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each

Cash Deposits Without Charge

  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100

Monthly Service Charge

$35

Average Monthly Balance to Waive Monthly Service Charge

$35,000
Commerce 500 with Interest

Overview

Medium sized sole proprietors or non-profit organizations enjoy the features of Commerce 500 and earn interest.

Earn Interest

Yes (See current rate sheet. Minimum balance may apply.)

Account Transactions without Charge*

  • 500 or less per monthly statement cycle
  • Additional items during statement cycle: 25¢ each

Cash Deposits Without Charge

  • $5,000 or less per deposit
  • Additional cash deposits: 15¢ per $100

Monthly Service Charge

$40

Average Monthly Balance to Waive Monthly Service Charge

$40,000
Commerce Analyzed Checking

Overview

This account suits the needs of large sized businesses with high transaction volume.

Earn Interest

No

Account Transactions without Charge*

Cash Deposits Without Charge

Monthly Service Charge

$20

Average Monthly Balance to Waive Monthly Service Charge

Commerce Analyzed Checking with Interest

Overview

Provides large sized sole proprietors or non-profit organizations the benefits of analyzed checking, but pays interest instead of earnings credits.

Earn Interest

Yes (See current rate sheet. Minimum balance may apply.)

Account Transactions without Charge*

Cash Deposits Without Charge

Monthly Service Charge

$20

Average Monthly Balance to Waive Monthly Service Charge

For details, click the "Learn More" link.

 

Information accurate as of March 1, 2018.

The words "month" and "monthly" are used throughout this document to refer to an account statement cycle.

For information on interest calculations and payments or additional terms, please refer to account disclosures linked above.

*Transaction refers to any combination of deposits (except mobile), deposited items (transit only), paid items -- including paper and electronic. Any business checking account with over 500 transactions posted per monthly statement cycle or routine uncollected funds, may be reviewed and converted to a Commerce Analyzed Checking account. If the Bank converts your account you will be notified in advance.

Back to Previous Page