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All accounts subject to approval. Restrictions and limitations may apply.

Information is accurate as of August 2, 2021.

Footnotes for Business Deposit Accounts at BAC Community Bank

1Transaction - refers to any combination of deposits (except mobile), deposited items (transit only), paid items, including paper and electronic.

2Service included at no charge. Customer may need to initiate use of the service by enrolling in or requesting the service.

3At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened.

4Attorney Client Trust account is subject to the rules governing attorney trust accounts in the state of California. These rules cover payment of interest, reporting of information and the attorney's responsibility to pay for fees assessed in connection with the account that are not netted against the interest.

5A Deposited Item refers to any combination of deposits (except mobile) and deposited items (transit only), including paper and electronic.

6No more than 6 transfers or withdrawals of the following type are permitted during your monthly statement cycle:

  • Payments to third-parties such as checks, drafts, debit cards or similar transactions
  • Transfers by phone using our automated service or speaking with a banker on the phone
  • Transfers or payments through online, mobile and text banking (including Bill Pay and person to person payments)
  • Transfers to a checking account for Overdraft Protection
  • Pre-authorized transfers and withdrawals
  • Debit card purchases

  There are no limits on transfers or withdrawals made in person at an ATM, Bank branch or on any type of deposit. If you regularly exceed 6 limited transactions during a statement cycle, BAC Community Bank may convert your savings or money market into a checking account or may close your account.

7Certificates of Deposit are term accounts subject to early withdrawal penalties. Please refer to Business Deposit Accounts Fee & Information Schedule and the Truth In Savings Disclosure for details.


8Additional fees may apply, please refer to the Business Deposit Accounts Fee & Information Schedule.


9Money Service Business and Private ATM Service Provider are not eligible for this account.

10Any business checking account with over 500 transactions posted per monthly statement cycle or routine uncollected funds, may be reviewed and converted to a Commerce Analyzed Checking account. If the Bank converts your account you will be notified in advance. 

11 See current rate sheet. Minimum balance may apply.


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