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Turn rent payments into home equity and start securing your financial future. Mortgage rates are still low and our various home loan plans are designed fit different budgets and needs. Our experienced lenders know The Valley housing market and will guide you from application to closing.

  • Build home equity
  • Competitive low rates
  • Different mortgage plans available
  • Free pre-qualifications
  • Efficient, in-house processing
  • Local decision-making
  • Experienced lenders who know the the Valley housing market
  • Personalized service

Michelle K. Daniel
VP Senior Relationship Manager
NMLS #1713645
(209) 473-6834

Barbara M. W. Smith
VP Senior Relationship Manager
NMLS #1568425
(209) 333-9648

Lisa Nell Noia
Relationship Manager
NMLS #418955
(209) 473-6848

Denys Alles Soto
VP Loan Underwriter
NMLS #1394691 
(209) 473-6820

Fatima Seward
VP Senior Relationship Manager
NMLS #1503193
(209) 342-5297

Sweeny Victoria Youmaran
Relationship Manager
NMLS #883594 
(209) 373-2531

Registration and a review of the mortgage loan originator's history can be viewed by accessing the NMLS Consumer Access website:

Loans and Lines of Credit are subject to local underwriting and approval.