Mortgage Loan

Turn rent payments into home equity and start securing your financial future. Mortgage rates are still low and our various home loan plans are designed fit different budgets and needs. Our experienced lenders know The Valley housing market and will guide you from application to closing.

    • Build home equity
    • Competitive low rates
    • Different mortgage plans available
    • Free pre-qualifications
    • Efficient, in-house processing
    • Local decision-making
    • Experienced lenders who know the the Valley housing market
    • Personalized service
    Bank Registered Mortgage Loan Originators

    Michelle K. Daniel
    VP Senior Relationship Manager
    NMLS #1713645
    (209) 473-6834

    Barbara M. W. Smith
    VP Senior Relationship Manager
    NMLS #1568425
    (209) 333-9648

    Fatima Seward
    VP Senior Relationship Manager
    NMLS #1503193
    (209) 342-5297

    Denys Alles Soto
    VP Loan Underwriter
    NMLS #1394691
    (209) 473-6820

    Chanda Shobert
    Consumer Underwriter
    NMLS #717057
    (209) 473-5991

    Sweeny Victoria Youmaran
    Relationship Manager
    NMLS #883594
    (209) 373-2531

    Brian E. Siebold
    VP Senior Relationship Manager
    NMLS #1519936
    (925) 281-1012


    Registration and a review of the mortgage loan originator's history can be viewed by accessing the NMLS Consumer Access website:

    Loans and Lines of Credit are subject to local underwriting and approval.