Disclosures

Business Account Agreements

Updated Disclosures

• June 1, 2023 Summary of Changes:
  Business Deposit Accounts Fee & Information Schedule (PDF)

Deposit Account Disclosure

• Deposit Account Agreement & Disclosure (PDF)

Electronic Banking

• Master Cash Management Agreement (PDF)
  
  
  • Business Online Banking Service Description (PDF)
    
    
  • In-Office Deposit Service Description (PDF)
    
    
  • Positive Pay Service Description (PDF)
    
    
  • Paperless Statement Terms & Conditions - Electronic Disclosures Consent (PDF)
    
    
  • Business Mobile Banking Terms & Conditions (PDF)

Debit Card

• Business Debit MasterCard Agreement Disclosure (PDF)

Personal Account Agreements

Updated Disclosures

• June 1, 2023 Summary of Changes:
  Personal Deposit Accounts Fee & Information Schedule (PDF)

Deposit Account Disclosure

• Deposit Account Agreement & Disclosure (PDF)

Electronic Banking

• Electronic Banking Services Agreement - Personal Internet Banking (PDF)
  
  
• Paperless Statement Terms & Conditions - Electronic Disclosures Consent (PDF)
  
  
• Personal Mobile Banking Terms & Conditions (PDF)

Business Fee Schedule

• June 1, 2023 Summary of Changes:
  Business Deposit Accounts Fee & Information Schedule (PDF)

• Business Deposit Accounts Fee & Information Schedule (PDF)

 Personal Fee Schedule

• June 1, 2023 Summary of Changes:
  Personal Deposit Accounts Fee & Information Schedule (PDF)

• Personal Deposit Accounts Fee & Information Schedule (PDF)
  
  
• Minor Deposit Accounts - Frequently Asked Questions (PDF)

Online Chat and Support App

Smart ALAC™ by BAC - Mobile Application and Service Terms of Use (PDF)