Disclosures

Business Account Agreements

Updated Business Deposit Account Disclosures

• Summary of Change - Business Accounts (PDF)
  Effective November 1, 2023
  
  
  • Deposit Account Agreement & Disclosure (PDF)
    
    
  • Business Deposit Accounts Fee & Information Schedule (PDF)
    
    
• Master Cash Management Agreement (PDF)
  
  
  • Business Online Banking Service Description (PDF)
    
    
  • Positive Pay Service Description (PDF)

Deposit Account Disclosure

• Deposit Account Agreement & Disclosure (PDF)

Electronic Banking

• Master Cash Management Agreement (PDF)
  
  
  • Business Online Banking Service Description (PDF)
    
    
  • In-Office Deposit Service Description (PDF)
    
    
  • Positive Pay Service Description (PDF)
    
    
  • Paperless Statement Terms & Conditions - Electronic Disclosures Consent (PDF)
    
    
  • Business Mobile Banking Terms & Conditions (PDF)

Debit Card

• Business Debit MasterCard Agreement Disclosure (PDF)

Personal Account Agreements

Updated Personal Deposit Account Disclosures

• Summary of Changes - Personal Accounts (PDF)
  Effective November 1, 2023
  
  
  • Deposit Account Agreement & Disclosure (PDF)
    
    
  • Personal Deposit Accounts Fee & Information Schedule (PDF)

Deposit Account Disclosure

• Deposit Account Agreement & Disclosure (PDF)

Electronic Banking

• Electronic Banking Services Agreement - Personal Internet Banking (PDF)
  
  
• Paperless Statement Terms & Conditions - Electronic Disclosures Consent (PDF)
  
  
• Personal Mobile Banking Terms & Conditions (PDF)

Business Fee Schedule

• Business Deposit Accounts Fee & Information Schedule (PDF)
  
  
  • Summary of Change - Business Accounts (PDF)
    Effective November 1, 2023

 Personal Fee Schedule

• Personal Deposit Accounts Fee & Information Schedule (PDF)
  
  
  • Summary of Changes - Personal Accounts (PDF)
    Effective November 1, 2023

Online Chat and Support App

Smart ALAC™ by BAC - Mobile Application and Service Terms of Use (PDF)