Certificates of Deposit (CDs)

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Round out your financial portfolio with this risk-free investment. CDs yield guaranteed returns at a competitive fixed interest rate, so you can easily meet short and long-term goals.6,9

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  • Risk-free investment option
  • Guaranteed returns
  • Competitive fixed interest rates11
  • Flexible terms from 1 - 60 months9
  • Automatic renewal at maturity9
  • Penalty for early withdrawal may apply9
  • Online Banking included, inquiry  only4
  • Mobile Banking included, inquiry only4
  • $2,500 minimum opening deposit
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All accounts subject to approval. Restrictions and limitations may apply.

Information is accurate as of February 7, 2023.

Footnotes Specific to Select Certificates of Deposit at BAC Community Bank

4Service included at no charge. Customer may need to initiate use of the service by enrolling in or requesting the service.

6At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened.

9Certificates of Deposit are term accounts subject to early withdrawal penalties. Please refer to the Personal Deposit Accounts Fee & Information Schedule and the Truth In Savings Disclosure for details.

11The Certificate of Deposit interest rate and annual percentage yield (APY) is fixed for the term of your account. Minimum balance may apply. Please contact us or visit your local branch for current rate information. 

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