An Earnings Credit is used to offset certain fees noted in the Business Deposit Accounts Fee & Information Schedule. The Earnings Credit is calculated by applying an earnings credit rate to the investable balance. The earnings credit rate is determined by the Bank and is subject to change at the Bank’s discretion. Interest paid to the account, if any, is deducted from the Earnings Credit amount. When your fees exceed your Earnings Credit, a service charge will be assessed for the excess amount.
For more information:
All accounts subject to approval. Restrictions and limitations may apply.
Information is accurate as of January 1, 2023.
Footnotes for Commerce Analyzed Checking at BAC Community Bank
1Transaction - refers to any combination of deposits (except mobile), deposited items (transit only), paid items, including paper and electronic.
3At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened.
8Additional fees may apply, please refer to the Business Deposit Accounts Fee & Information Schedule.