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COMPARE ACCOUNTS Checking Calculator

Best for businesses with high transaction volume, this account is tailored to your particular needs. Offset fees with an Earnings Credit, so you are in complete control.3

An Earnings Credit is used to offset certain fees noted in the Business Deposit Accounts Fee & Information Schedule. The Earnings Credit is calculated by applying an earnings credit rate to the investable balance. The earnings credit rate is determined by the Bank and is subject to change at the Bank’s discretion. Interest paid to the account, if any, is deducted from the Earnings Credit amount. When your fees exceed your Earnings Credit, a service charge will be assessed for the excess amount.


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All accounts subject to approval. Restrictions and limitations may apply.

Information is accurate as of February 7, 2023.

Footnotes for Commerce Analyzed Checking at BAC Community Bank

1Transaction - refers to any combination of deposits (except mobile), deposited items, paid items, including paper and electronic.

3At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened.

8Additional fees may apply, please refer to the Business Deposit Accounts Fee & Information Schedule.