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If your home is valued at more than what you owe, BAC can help you use your equity to secure a competitive rate. Whether it’s home improvements, medical expenses, or a dream vacation, a Home Equity Loan offers a lower rate than most consumer loans — and the interest may even be tax deductible.*

  • Use home equity loans to finance various projects
  • Leave savings and emergency funds intact
  • Borrow funds for:
    • Debt consolidation
    • Home improvements
    • Education expenses
    • And more!
  • Low, competitive rates
  • Flexible terms
  • Potential tax advantages*
  • Receive funds in one lump sum
  • Efficient, in-house processing
  • Local decision-making
  • Experienced lenders who know The Valley housing market
  • Personalized service

*Consult a tax adviser.