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Start earning. Enjoy unlimited checking that pays competitive interest, plus several ways to waive the monthly service charge. This account also includes free Online Banking & Bill Pay as well as Mobile Banking — so that you can stay on top of your finances.




A variable rate, interest-bearing, personal checking account.6,10



For more information:

All accounts subject to approval. Restrictions and limitations may apply.

Information is accurate as of February 7, 2023.

There are no fees to open or close this account.

Other fees related to overdrawn account, non-sufficient funds, etc. may apply. See our Personal Deposit Accounts Fees & Information Schedule for fees that may apply to this account. Contact a BAC service representative for additional information, details, and restrictions.


Footnotes Specific to Select Interest Checking at BAC Community Bank

4Service included at no charge. Customer may need to initiate use of the service by enrolling in or requesting the service.

6At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened.

7Maximum of two linked accounts, which may be any combination of Select Savings or Select Money Market; balances used will be current balances in linked accounts on the statement cycle date.

10Minimum balance may apply. Please contact us or visit your local branch for current rate information. At our discretion, the bank may change variable interest rates and annual percentage yields (APY). The current interest rate, APY, balance and tier requirements associated with our accounts are documented in our Deposit Rate Schedule.