Select Interest Checking

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Start earning. Enjoy unlimited checking that pays competitive interest, plus several ways to waive the monthly service charge. This account also includes free Online Banking & Bill Pay as well as Mobile Banking — so that you can stay on top of your finances.

 

OPEN NOW    COMPARE CHECKING ACCOUNTS

 

For all details, account definitions, features and fees, please refer to our
Personal Deposit Accounts Fees & Information and Deposit Account Agreement & Disclosure.

Account Features

 

No Minimum Balance Required

Earns Interest

A variable rate of interest is paid on the available balance of this account.
Minimum balance may apply.

Current Rates

 

 

Digital Banking

Digital Banking

  • Online and Mobile Banking
  • Bill Pay
  • Paperless Statements
  • Mobile Deposit

 

 

Unlimited Check Writing

Unlimited Check Writing

No per check charge or monthly limits.

 

Personal Debit Mastercard

Debit Mastercard®

  • Customizable card
  • Works with Apple Pay® and Google Pay™
  • Mobile card controls inside Mobile Banking app
  • Use anywhere Mastercard® is accepted -- worldwide

 

MoneyPass

MoneyPass®

  • Surcharge-free ATMs
  • Easy access to your cash
  • Upwards of 40,000 locations nationwide
    (throughout the United States and Puerto Rico)

 

Use Smart ALAC to work directly with you own personal banker

Smart ALAC™

  • Choose your own personal banker
  • Ask banking questions anytime
  • Securely share documents
  • Video chat with your local banker

Select Interest Checking is a variable rate, interest-bearing, personal checking account.

  • $100 minimum deposit to open

  • $11 monthly service charge
    • Minumum balance requirement to waive monthly service charge:
      • $1,500 in this account, or
      • $10,000 in linked savings account
        (Maximum of two linked accounts which may be any combination of Select Savings or Select Money Market; balances used will be current balances in linked accounts on the statement cycle date)

 

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Other Available Services

  • Apply for these services regardless of which checking account you use.

 

Business Credit Card

Consumer Credit Card
Available
Apply for a Consumer card to better manage purchases.

We even offer a secured card if you need to establish or rebuild your credit.

 

Mortgage Loan

Mortgage Loans
Available
Explore our mortgage loan options, work with local experts, and apply online.

 

Personal Loans

Personal Loans
Available
Explore our variety of consumer loans, talk with a local lending professional, and apply for a loan to meet your needs.

Current Rates

Ask a Question

Information is accurate as of August 1, 2024. All accounts subject to approval. Restrictions and limitations may apply. Our personal checking accounts are general purpose consumer accounts. Such accounts are not to be used for commercial purposes. At any time and at the discretion of BAC Community Bank standard features and account requirements may change after an account is opened. A customer may need to initiate the use of some services by enrolling in or requesting the service.

Other terms and conditions may apply. Refer to the specific account’s Truth In Savings Disclosure and our Deposit Account Agreement & Disclosure for additional information.

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