For all details, account definitions, features and fees, please refer to our
Business Deposit Accounts Fee & Information Schedule and Deposit Account Agreement & Disclosure.
Account Details
Commerce 500 Plus is our higher volume non-interest business checking account that includes our most popular add-on services at no additional cost or at a reduced cost.
$100 minimum deposit to open.
500 Transactions
per monthly statement cycle
(45 cents ea. additional item)
A Transaction within Commerce 500 Plus is any combination of issued checks and deposited items (except In-Office Deposits)
$20,000 Cash Deposit
per monthly statement cycle
(15 cents ea. additional $100)
Monthly Service Charge
$95 monthly service charge
(this charge is waived when an average combined monthly balance of $100,000 is maintained. Combined average monthly balance on an unlimited number of Commerce 500 Plus accounts under the same tax ID.)
Stop Payments
Unlimited with No Fee
when placed through
Online Cash Management.
($33 ea. if initiated by any other method)
Other Available Services
Apply for these services regardless of which checking account your business uses.
Accurate as of August 1, 2024. All accounts are subject to approval. Restrictions and limitations may apply. At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened. Customer may need to initiate use of some services by enrolling in or requesting the service. Any business checking account with over 500 transactions posted per monthly statement cycle or routine uncollected funds, may be reviewed and converted to a Commerce Analyzed Checking account. If the Bank converts your account you will be notified in advance.
Cannabis Related Businesses, Money Service Businesses, Non-Bank Financial Institutions, and Private ATM Service Providers are only eligible for Commerce Analyzed Checking accounts.