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Minor Savings

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Designed for persons age 17 and younger who want to open a savings account with no monthly fees. This account is ideal for saving allowance money, gift money, and money earned by a young person through odd jobs, seasonal work, or part-time employment.

Savings Goal Calculator Rates

  • For accountholders 17 years of age and younger (Requires an adult age 18 or older as joint owner.)
  • No recurring monthly service charge (At age 18, this account converts to our standard Select Savings with a $3 monthly service charge if a balance of $400 is not maintained, or accountholder may choose any other account type available.)
  • No minimum balance required
  • Earns interest
  • Free account management tools provided with this account:
  • $25 minimum deposit to open


  • $2 per debit fee for more than three withdrawals per month


Savings Calculator

Whether it's a down payment, college, or the latest gadget...a savings plan can help you reach your goal. Use our Savings Goal Calculator to experiment based on length of time and amount per month.

Other Financial Calculators

Use our other Financial Calculators to better understand how loans work, how our reward checkings account work, how some business accounts work, and more! 

For more information:

All accounts subject to approval. Restrictions and limitations may apply.

There are no recurring monthly service charges or fees to open or close this account.

Other fees may apply. See our Personal Deposit Accounts Fees & Information Schedule for fees that may apply to this account. Contact a BAC service representative for additional information, details, and restrictions.