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How to Open a Teen Checking Account

  • Teen and Adult joint owner must visit a BAC branch in person.

What Should I Bring?

  • Both the Teen and the Adult opening the account need to bring:
    • Date of Birth
    • Social Security Number
    • Valid ID:
      • California ID Card,
      • California Driver License,
      • U.S. Passport, or
      • Student ID with photo
    • $25 opening deposit (this is your money)

Where Should I Go?

  • Find the nearest BAC branch location
    • Stop by during regular business hours, or
    • Call ahead to make an appointment (branch phone numbers are included in the link below.)



Requires an adult 18 years or older as a joint owner.

There are no minimum balance requirements, no recurring monthly service charges, and no fees to open or close this account. Other fees may apply. See our Personal Deposit Accounts Fees & Information Schedule or a BAC service representative for additional information, details, and restrictions.