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Each free personal checking account has these features:

  • FREE Online Banking

  • FREE Mobile Banking

  • FREE Bill Pay*

  • FREE  Person-to-Person Payments

    • Zelle® 

  • FREE Debit Card

    • Apple Pay® | Google Pay

    • MoneyPass®

  • FREE Paperless Statements

  • NO Minimum Balance

  • NO Monthly Service Charge


Helpful How-To Videos





All Personal Banking Videos

All Personal Banking Click-Thru Demos


All accounts subject to approval. Restrictions and limitations may apply. There are no recurring monthly service charges or fees to open or close this account. Other fees related to overdrawn account, non-sufficient funds, etc. may apply. See our  Personal Deposit Accounts Fees & Information Schedule  for fees that may apply to this account. Contact a BAC service representative for additional information, details, and restrictions.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC. 

The names and logos of third-party products and companies shown on the website and used in the materials are the property of their respective owners and may also be trademarks.


*There are no fees for using standard bill pay. Expedited transactions are available subject to a fee disclosed if this option is selected prior to scheduling.