Skip to content


Why bank local?

Local community bankers are committed to serving their neighborhoods because it’s where they live and work right alongside you. Their success is tied to their community and the local customers they serve - and they’ll support individuals and small businesses through thick and thin. 

Choosing a local bank ensures that dollars are available for reinvestment in your local community. Big banks typically provide loans to larger, out-of-town corporations, while community banks are known for driving the local economy by supporting individuals and lending money to local businesses.

How does BAC Community Bank support the local economy?

BAC helps fuel the economies of San Joaquin, Stanislaus, and Contra Costa County through donations, sponsorships, and by simply doing the right thing. In 2020, we were proud to have donated over $120,000 to 68 non-profit organizations in San Joaquin, Stanislaus and Contra Costa counties.  In addition, we provided almost 400 PPP loans to small businesses during the Covid crisis to help preserve payroll for countless employees. BAC also supports 50+ local restaurants by ordering meals for our essential employees every Friday in nine different cities.

What are the benefits of banking with BAC?

BAC is proud to provide value as a trusted partner and friend. We want to help you achieve your goals, and support you as you navigate your financial journey.

We offer a powerful combination of personal, hands-on service, coupled with sophisticated digital products to provide the best experience for customers from all walks of life. The ability to "know your banker" on a first name basis is invaluable. This means that at any moment, a helpful professional is just a phone call away.

Read the experiences of some of our customers below. If you are not already banking with BAC, contact us to get started. We would love to help you experience a level of banking only available through BAC... where Community Makes the Difference.



Greg Risso, Garlic Brothers - Stockton

Greg Risso
Garlic Brothers - Stockton

“Anyone who has had difficulties with big banks should give BAC a try.”
Read More


Lynn Tei and Randy Tei - Zephyr Grill & Bar - Brentwood

Lynn Tei
Zephyr Grill & Bar - Brentwood & Livermore
Smith's Landing Seafood Grill - Antioch

“BAC stepped in and saved the day!!”


Oscar Sharp Jr. and Monique Sharp - Juniors' - Downtown Tracy, CA

Oscar Sharp Jr.
Junior's - Tracy

“If you want to have a relationship with the people at your bank, then BAC is the preferred choice.”
Read More


Kelly Wilson, Boys and Girls Clubs of Tracy

Kelly Wilson
Boys & Girls Clubs of Tracy

"Your people are just awesome, both at the branch and on the phone."
Read More


Patti Azpeitia and Ray Camera Jr. - Camera Brothers - Stockton

Patti Azpeitia
Camera Brothers - Stockton

"BAC understands farming. You can't say that about just any bank."
Read More


Murray Sexton - Bridgehead Cafe - Antioch

Murray Sexton
Bridgehead Cafe - Antioch

“BAC is always there for us. Whatever our banking needs, they make it simple. No headaches. No pressure.”
Read More