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Meet Smart ALAC, the BAC branch
you carry in your pocket.


As a BAC Community Bank customer, you’ve got the best of both worlds – the technology and convenience of a large, national bank with the personal service and care of a community bank.

We offer a smart, secure, amazingly easy way to connect with the BAC bankers you depend on to meet your banking needs -- from the convenience of your computer or smartphone.

Say hello to Smart ALAC, the BAC branch you can take with you anywhere.

Smart, convenient and free to use from your desktop, laptop, smartphone or tablet. It’s a tech-savvy service that lets you choose your own personal banker and get personal assistance. Message your banker anytime, anywhere and get a response during banking hours.

ALAC stands for All Access Connection, which should come as no surprise from a bank whose name represents "banking, always connected." Smart ALAC combines an accessible connection and secure AI-powered features that make messaging your BAC banker as easy as messaging a friend. 

Be a Smart ALAC. Get to know the features and benefits at your fingertips:

  • Intuitive. Easy to learn and use.
  • Mobile. Reach out to your banker anytime, anywhere.
  • Personal. Text or video chat one-on-one with your BAC banker.
  • Convenient. Connect instantly, no driving to a branch required
  • Secure. Share documents with your banker safely and securely.

With Smart ALAC, you don’t need to go to a branch because you’ve got one in your pocket. You’ll get to experience a new level of banking convenience and the confidence you’ll get the answers and support you need.

Make a wise move. Download the Smart ALAC app today!*

Learn More

*Message and data rates may apply based on your plan with your mobile carrier.


We appreciate all our BAC Community Bank customers.
We look forward to connecting with you in innovative new ways.