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Interested in free music and movies? Of course you are! Free Kasasa Tunes® reimburses you for downloads from iTunes®, Amazon®, and Google Play™, including music, movies, and more. You’ll also get ATM fee refunds nationwide. To earn your rewards, simply do a few things that make banking easier. (But even if you don’t, your account is still free.)



  • Free checking that pays you to shop online*
  • Earn $6 in refunds for iTunes®, Google Play™, or® purchases*
  • Get $20 in refunds for iTunes, Google Play, or Amazon purchases when you open your account*
  • Nationwide ATM fee refunds up to $20 per qualification cycle (maximum $4.99 per transaction)*
  • No monthly service charge
  • No minimum balance to earn rewards
  • Enjoy unlimited checking
  • Free account management services include:
  • $25 minimum deposit to open


How to Qualify

Earning your full rewards is easy. All you have to do to qualify are a few simple tasks that make banking easier. To earn your rewards, simply do the following on your Kasasa Tunes account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log in to online banking or mobile banking
  • Be enrolled in and agree to receive paperless statements

That’s it! And if for some reason you don’t earn your rewards one month, don’t worry. Your account is still free. You can get back to earning your full rewards the very next month you qualify.


For more information:

All accounts subject to approval. Restrictions and limitations may apply.

Information is accurate as of August 2, 2021.

 Footnotes Specific to Kasasa Tunes checking accounts at BAC Community Bank

*Minimum deposit to open Kasasa Tunes is $25. Rates and rewards are variable. At any time and at the discretion of BAC Community Bank (BAC) rates, qualifications, and rewards may change after account is opened. Fees may reduce earnings.

Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20 (which includes any applicable taxes) for iTunes,, Google Play purchases, made with your BAC Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the Statement Cycle in which your combined iTunes,, and/or Google Play purchases post and settle to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. $25 minimum deposit is required to open the account. No minimum balance is required to obtained this bonus.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by BAC as ATM transactions and purchases made with any debit card issued by someone other than BAC.

Business Day means any day Monday through Friday, provided that the weekday is not on a federal holiday. When a federal holiday falls on a Sunday, the next Monday is not a Business Day.

Statement Cycle means the period of time for which BAC provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. The Statement Cycle ends on the last business day of the month. The Statement Cycle begins on the first calendar day following the last business day of the month.

Monthly Qualification Cycle is a period ending one business day prior to the close of the current Statement Cycle with a new Monthly Qualification Cycle beginning the next calendar day. Please refer to our current Kasasa Monthly Qualification Calendar available through any branch or our web site at

Automatic Qualifications and Bonuses: A new customer who opens a Kasasa checking account for the first time may receive the standard rewards (Kasasa Cash or Kasasa Cash Back) or a bonus reward (Kasasa Tunes) once without meeting any of the requirements during the initial Monthly Qualification Cycle. This feature is only available to new Kasasa accountholders one time, one pay out, and will not be honored for accounts that convert between deposit products. The automatic qualifications and/or bonuses feature may be discontinued by BAC at any time.

Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $6 (which includes any applicable taxes) in refunds for any iTunes, or Google Play purchases. In order to be refunded, iTunes,, Google Play purchases must be made with your BAC Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle, in which you qualified, ends.

In addition, you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred when accessing your Kasasa Tunes account funds during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees, you must contact us within 30 calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund.

When Kasasa Tunes qualifications are not met: iTunes,, Google Play purchases and ATM fees are not refunded. iTunes,, Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g. online banking, mobile banking, paperless statements) and log-ons are required to meet some of the account’s qualifications. Limit one account per taxpayer identification number. There are no recurring monthly service charges or fees to open or close a Kasasa account. See our Personal Deposit Accounts Fees & Information Schedule for fees that may apply to this account. Contact a BAC service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. iTunes is a registered trademark of Apple, Inc., is a registered trademark of Amazon Technologies, Inc., Google Play is a registered trademark of Google, LLC. Apple Inc., Amazon Technologies, Inc., and Google, LLC, are not participants in or sponsors of this program. Kasasa & Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.


Service included at no charge. Customer may need to initiate use of the service by enrolling in or requesting the service.