APY = Annual Percentage Yield. Rates effective as of May 1, 2015. Fees may reduce earnings.

Back to Free Kasasa Cash* Free Kasasa Cash*

Balance Minimum Opening Deposit Rate APY*
$0 - $10,000 $100 1.98% 2.00%
$10,000+ $100 0.25%

 

 

 

0.25%

Blended yield:
2.00% to 0.41%

All balances if qualifications not met $100 0.05% 0.05%

*APY = Annual Percentage Yield. Rates effective as of May 1, 2015.

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log in to online banking or mobile banking
  • Be enrolled in and agree to receive electronic statements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Back to Kasasa Saver* Kasasa Saver*

Balance Minimum Opening Deposit Rate APY*
0 - $10,000 $25 0.50% 0.50%
$10,000+ $25 0.25%

 

 

 

 0.25%

Blended yield:
0.50% to 0.27%

All balances if qualifications not met $25 0.05% 0.05%

*APY = Annual Percentage Yield. Rates effective as of May 1, 2015.

Qualifications

Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your linked Kasasa checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log in to online banking or mobile banking
  • Be enrolled in and agree to receive electronic statements

It's no problem if you miss a qualification cycle. Both accounts are still free plus the linked interest-bearing accounts earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Back to Select Interest Checking Select Interest Checking

Minimum Opening Deposit Rate APY* Minimum Daily Balance to Obtain Rate
$100 0.01 0.01 $1,000-$24,999
$100 0.01 0.01 $25,000 or more

*APY = Annual Percentage Yield. Rates effective as of May 1, 2015.

Back to Select Savings Select Savings

Minimum Opening Deposit Rate APY* Minimum Daily Balance to Obtain Rate
$100 0.03 0.03 N/A

*APY = Annual Percentage Yield. Rates effective as of May 1, 2015.

Back to Select Money Market Select Money Market

Minimum Opening Deposit Rate APY* Minimum Daily Balance to Obtain Rate
$2,500 0.05 0.05 $2,500-$24,999
$2,500 0.05 0.05 $25,000-$49,999
$2,500 0.06 0.06 $50,000-$99,999
$2,500 0.08 0.08 $100,000-$249,999 
$2,500 0.15 0.15 $250,000 or more

*APY = Annual Percentage Yield. Rates effective as of May 1, 2015.

Back to Commerce Interest Checking Commerce Interest Checking

Minimum Opening Deposit Rate APY* Minimum Daily Balance to Obtain Rate
$100 0.01 0.01 $1,000-$24,999
$100 0.01 0.01 $25,000 or more 

*APY = Annual Percentage Yield. Rates effective as of May 1, 2015.

Back to Commerce Savings Commerce Savings

Minimum Opening Deposit Rate APY* Minimum Daily Balance to Obtain Rate
$100 0.03% 0.03% n/a

*APY = Annual Percentage Yield. Rates effective as of May 1, 2015.

Back to Commerce Money Market Commerce Money Market

Minimum Opening Deposit Rate APY* Minimum Daily Balance to Obtain Rate
$2,500 0.05% 0.05% $2,500-$24,999
$2,500 0.05% 0.05% $25,000-$49,999
$2,500 0.06% 0.06% $50,000-$99,999
$2,500 0.08% 0.08% $100,000-$249,999
$2,500 0.15% 0.15% $250,000 or more

*APY = Annual Percentage Yield. Rates effective as of May 1, 2015.

Back to Standard CDs Standard CDs

Term Minimum Daily Balance to Obtain Rate Rate APY*
1 Month $2,500-9,999 0.07 0.07
$10,000-49,999 0.07 0.07
$50,000-99,999 0.08 0.08
$100,000 0.08 0.08
2 Months $2,500-9,999 0.07 0.07
$10,000-49,999 0.07 0.07
$50,000-99,999 0.08 0.08
$100,000 0.08 0.08
3 Months $2,500-9,999 0.07 0.07
$10,000-49,999 0.07 0.07
$50,000-99,999 0.08 0.08
$100,000 0.08 0.08
4 Months $2,500-9,999 0.07 0.07
$10,000-49,999 0.07 0.07
$50,000-99,999 0.08 0.08
$100,000 0.08 0.08
5 Months $2,500-9,999 0.07 0.07
$10,000-49,999 0.07 0.07
$50,000-99,999 0.08 0.08
$100,000 0.08 0.08
6 Months $2,500-9,999 0.10 0.10
$10,000-49,999 0.10 0.10
$50,000-99,999 0.10 0.10
$100,000 0.10 0.10
7 Months $2,500-9,999 0.10 0.10
$10,000-49,999 0.10 0.10
$50,000-99,999 0.10 0.10
$100,000 0.10 0.10
8 Months $2,500-9,999 0.10 0.10
$10,000-49,999 0.10 0.10
$50,000-99,999 0.10 0.10
$100,000 0.10 0.10
9 Months $2,500-9,999 0.10 0.10
$10,000-49,999 0.10 0.10
$50,000-99,999 0.10 0.10
$100,000 0.10 0.10
10 Months $2,500-9,999 0.10 0.10
$10,000-49,999 0.10 0.10
$50,000-99,999 0.10 0.10
$100,000 0.10 0.10
11 Months $2,500-9,999 0.10 0.10
$10,000-49,999 0.10 0.10
$50,000-99,999 0.10 0.10
$100,000 0.10 0.10
12 Months $2,500-9,999 0.18 0.18
$10,000-49,999 0.18 0.18
$50,000-99,999 0.18 0.18
$100,000 0.18 0.18
18 Months $2,500-9,999 0.18 0.18
$10,000-49,999 0.20 0.20
$50,000-99,999 0.20 0.20
$100,000 0.20 0.20
24 Months $2,500-9,999 0.30  0.30 
$10,000-49,999 0.30  0.30 
$50,000-99,999 0.30  0.30 
$100,000 0.30  0.30 
36 Months $2,500-9,999 0.30  0.30 
$10,000-49,999 0.30  0.30 
$50,000-99,999 0.35 0.35
$100,000 0.40 0.40
48 Months $2,500-9,999 0.30  0.30
$10,000-49,999 0.30  0.30 
$50,000-99,999 0.35 0.35
$100,000 0.45 0.45
60 Months $2,500-9,999 0.50 0.50
$10,000-49,999 0.50 0.50
$50,000-99,999 0.55  0.55 
$100,000 0.65  0.65 

*APY = Annual Percentage Yield. Rates effective as of May 1, 2015.

Fees could reduce the earnings on the account; a penalty for early withdrawal may apply.