Commerce Checking

Compare Accounts

Our most versatile account, Commerce Checking is designed for businesses of any size with moderate transactions. Access and manage your account information online or on the go.

    • 150 transactions per monthly statement cycle (15 cents; each additional item)
    • Free cash deposits of $5,000 or less
      • 10 cents per $100 each additional cash deposit
    • $12 monthly service charge
      • Enroll in paperless statements to reduce monthly service charge to $7
    • Eliminate monthly service charge by
      • Maintaining a $3,500 daily or
      • Maintaining a $7,000 average balance or
      • Maintaining a $20,000 in linked accounts
    • Free account management services include:
    • $100 minimum deposit to open
    • Positive Pay available
    • ACH Origination available

    Business Checking Account Comparison Sheet (PDF)

    Transaction refers to any combination of deposits, deposited items (transit only), paid items, including paper and electronic. Any business checking account with over 150 transactions posted per monthly statement cycle or routine uncollected funds, may be reviewed and converted to a Commerce Analyzed Checking account. If the Bank converts your account you will be notified in advance.

    Maximum of two linked accounts which may be any combination of savings or money market; balances used will be current balances in linked accounts on the statement cycle date.

    For more information: