Yes, as long as you have a valid email account. Free email accounts are available through several different websites. Public libraries have internet access to help with this also.
The statement cycle begins on the first business day of each month and ends on the last business day of each month. Transactions must be posted to your account prior to the last business day of the month.
Accounts will earn a high yield interest rate on balances up to and including $25,000 and at our current Select Interest Checking rate on balances over $25,000. If requirements are not met you will earn the current Select Interest Checking rate on the entire balance.
Yes. The interest rate can change anytime.
The Bank does not require a minimum balance as long as the requirements are met.
Yes, if the requirements are met.
There are several ways you may sign up for Direct Deposit: contact the Social Security Administration and have your monthly check set up on Direct Deposit; contact your employer to see if they offer payroll Direct Deposit; dividend checks may be set up on Direct Deposit; or set up a recurring transfer from an account at another bank to have a deposit made into your Ultimate e Checking account.
If during the account opening process you are not enrolled for internet banking and bill payment, you can enroll by clicking on the following link Internet Banking Enrollment. You will also find the link on our home page located on the left hand side under Request Enrollment labeled Personal Internet Banking.
No. Transactions at ATM machines do not count towards the Visa? Check Card transaction requirements. Purchases or transactions made over the Internet or Telephone are also excluded. Only debit card/POS transactions count. (Transactions made in person with your card)
POS transactions can take up to 3 business days to post to your account. We suggest that all transactions are completed 5 days prior to the end of the statement cycle (the last business day of the month) to ensure that all transactions are posted to your account in the current month.
No. Each month starts a new requirement cycle.
Yes. Each month is viewed as a new requirement period.