About Us - BAC Bank

About Us » History and Philosophy

regional bankBank of Agriculture & Commerce (BAC) was founded in Brentwood, California in 1965. The Bank is owned by the Berberian Family, who has lived and operated businesses in California's Central Valley for more than fifty years. Ronald A. Berberian, President and Chairman of the Board is dedicated to providing BAC customers a unique community banking experience that is reflected throughout the daily operation of the Bank.

Established in 1965, BAC specializes in providing financial services to local businesses and individuals. Our expertise lies in our ability to offer a full range of banking services to the professional sector, such as physicians, dentists, attorneys, accountants, and other businesses engaged in commercial or industrial activities. We take care of the financial banking needs of the business establishment as well as the personal banking needs of the owners or principals and their employees.

A significant change took place for BAC in July 2006. The Antioch, Brentwood, Concord, Discovery Bay, and Oakley branches were renamed ECC Bank, which is a Division of Bank of Agriculture & Commerce. Although the name change had little impact on our customers, the new name reflects our heritage as East Contra Costa County's oldest community bank. Bank of Agriculture & Commerce and the new ECC Bank continue to strive to meet the needs of its customers, supporting the local communities and caring about its employees. BAC customers may use any ECC Bank branch office or ATM to conduct business and personal transactions.

The BAC and ECC Bank branch network stretches from San Joaquin and Stanislaus Counties, to East Contra Costa County, to serve and support the people and businesses of our communities.


1965 Bank founded in Brentwood
1968 Downtown Stockton office opened
1978 Stockton March Lane office opened
1986 Oakley office opened
1989 Discovery Bay office opened
1989 BAC Plaza corporate and loan offices opened
1997 Modesto office opened
2002 Antioch and Concord offices acquired
2006 Lodi office opened
2008 Brentwood Country Club office opened
2009 Downtown Stockton office moved to new Cal-Weber office


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