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Business Banking » Savings Accounts

Choosing the Right Business Savings Account

Our Business Savings options give you an insured way to invest your businesses funds. Whether you want a savings vehicle with liquidity or to invest your funds in a longer term account, we have an account to fit your business needs.


Money Market
Certificate of Deposit (CD)


    View Details   View Details   View Details   View Details
Overview   Designed for businesses that maintain higher balances, this account combines liquidity and competitive rates.   This no-nonsense business savings account offers your organization the opportunity to save with ease.   If your business has excess operating balances to set aside for purchases, payments or seasonal needs, a time deposit may be the perfect fit.   When you are looking for a time deposit that pays a guaranteed rate of interest, while providing up to $50,000,000 in FDIC insurance, CDARS delivers.
Interest   Variable rate   Variable rate   Fixed rate during term of account   Fixed rate during term of account
Deposited Item1  

First 20 / Month

No Charge


First 20 / Month

No Charge





Additional Items During Statement Cycle   $0.15 each   $0.15 each   N/A   N/A
Cash Deposits Without Charge  


or less per deposit



or less per deposit





Additional Cash Deposits   $0.10 per $100   $0.10 per $100   N/A   N/A
Excess Activity Fee 1,2   $12 per debit   $12 per debit   N/A  


Monthly Service Charge   $15   $5   N/A  


Enrolling in eStatement Lowers Monthly Service Charge To:   $10   $0   N/A   N/A
Minimum Balance to Waive Monthly Service Charge   $2,500  







Business Deposit Accounts Fees & Information (PDF)

Your Deposit Account Agreement & Disclosure (PDF)


Our banking professionals are ready to help identify your unique
banking needs and custom tailor solutions for you.

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Other Business Accounts


Other Related Business Services

Commerce Value Checking

Commerce Checking

Commerce Interest Checking

Commerce Analyzed Checking

Commerce Interest Analyzed Checking

Attorney Client Trust (IOLTA)


ACH Origination

Cash Vault / Armored Service



Merchant Services

Online Bill Pay

• Overdraft Protection

Payment Card Processing

Positive Pay

Remote Deposit

Sweep Products

Wire Transfers

Zero Balance Accounts


Information accurate as of December 1, 2014.


The words "month" and "monthly" are used throughout this document to refer to an account statement cycle.


For information on interest calculations and payments or additional terms, please refer to account disclosures linked above.


1No more than 6 transfers or withdrawals of the following type are permitted during your monthly statement cycle:

  • Payments to third parties by check, draft, debit card or other similar transactions
  • Transfers by telephone using our automated telephone system or speaking with a bank employee on the telephone
  • Transfers of payments through online, mobile and text banking (including Bill Payment)
  • Pre-authorized or automatic transfers and withdrawals
  • Debit card purchases

There are no limits on transfers or withdrawals made in person at an ATM, Bank branch or on any types of deposits.


2 If excess activity occurs on more than an occasional basis, the Bank may be required to convert the account to a checking account or close the account.


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