IMPORTANT NOTICE -- During the coming weeks, BAC will introduce several online improvements. These include a brand new web site, a simplified log-in process, enhanced Business Online Cash Management, and refreshed Personal Online and Mobile Banking. Be sure to use these links to preview some of the changes now.
Business Banking » Loans
With local management, we are able to quickly respond to our client's needs. Credit decisions are made locally for the markets we serve
Our experienced lending professionals are committed in assisting you with your banking needs while providing competitive rates and terms. It is our goal to handle the lending process in a professional manner while partnering with you to deliver financial products to meet all your banking needs.
Flexible terms, competitive rates and outstanding customer service before, during and after the loan has closed, make us the best choice in commercial lending.
For more details, contact us.
The Bank offers a variety of business loans to allow companies to capitalize on business opportunities, expand, build new facilities or add equipment. We tailor loans to suit your particular business needs, including revolving lines of credit for working capital purposes and term loans for acquiring equipment, property improvements or other business related expenses.
Commercial Lines of Credit
Revolving credit lines offer readily available funds to finance accounts receivables, inventory and equipment or to take advantage of general business opportunities as they arise. A line of credit can be ideal for customers with season or cyclical business.
As an established and recognized Small Business Administration (SBA) lender, we can approve loans to small businesses for purchases of equipment, machinery, inventory, working capital, expansions, or acquisitions.
Commercial Real Estate Loans
We provide commercial real estate loans to finance the acquisition and development of residential properties, acquisition or construction of owner occupied facilities, builder construction lines of credit, and the purchase of income-producing properties, including office building, industrial buildings, self-storage, hotel/motel, medical centers, marinas, retail and shopping centers.
Now you can purchase, construct, or refinance real estate with one of the following: