Protecting your privacy is important to the Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we regularly manage and maintain customer information. The following Bank privacy policy serves as a standard for all Bank employees for collection, use, retention and security of nonpublic personal information. “Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service for you; for example, information regarding your account balance, payment history, and overdraft history. Information CollectionWe may collect “nonpublic personal information” about you from the following sources: - Information we receive from you on applications or other loan and account forms;
- Information about your transactions with us, our affiliates or others; and
- Information we receive from third parties such as credit bureaus.
Information DisclosureWe will sometimes disclose information about you or your account with companies related to us by common control or ownership (“affiliates”). Disclosing this information can help us provide you with the products that best meet your needs. In certain circumstances, we may also disclose nonpublic personal information about you with third parties outside of our corporate family (“nonaffiliated third parties.”) For example, we may disclose information about you to third parties to assist us in servicing your loan or account with us, as notice to a credit bureau, or as a result of government subpoena. We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements. We only disclose nonpublic personal information about customers as permitted by law. Information Security We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We establish an agreement with all third parties that details the extent to which our customers’ information should be used and restricts any additional usage, sale, or sharing of our customers’ information. Changes to Our Privacy PolicyShould future information sharing we do require us to provide an opportunity to opt-out prior to disclosing information, we will provide that opportunity prior to sharing information. In the event that there are changes to this Privacy Policy you will be notified. | 
